Ground Up Loans

Ground-up construction loans are ideal for investors and developers seeking flexible short-term financing to build new residential properties with fast draws and interest-only payments.

Program Features

  • Rates: Starting at 9%

  • Loan Amounts: $100,000—$5,000,000

  • Eligible Property Types:

    • Single-Family Residences

    • 2—4 Unit Properties

    • 5—10 Unit Properties

  • Leverage:

    • Up to 90% LTC

    • Up to 75% LTV

  • Loan Structure: 12-24 Month Bridge Loans

  • Payment Options: Interest Only

  • Draw Process: 48-Hour Turn Time

  • Origination Fee: 1-2 Points, Depending On Deal Structure

  • Credit Requirements: 660 Minimum Credit Score